I am your life insurance policy.
You and I have similar purposes in this world.
It is your job to provide food, clothing, shelter, schooling, medicine, and other things for your loved ones. You do this while I lie in your safe deposit box.
I have faith and trust in you. Out of your earnings will come the cost of my upkeep. At times, I may appear insignificant to you – but someday (and who knows when) you and I will change places.
When you are laid to rest, I will come alive and do your job. I may provide food, clothing, shelter, schooling, medicine, and other things your family will continue to need – just as you are doing now. When your work and labor are done, mine will begin. Through me, your hands can carry on.
Whenever you feel the price you’re paying for my upkeep is burdensome, remember that I can do more for you and your family than you will ever do for me.
If you do your part, I will do mine.
Sincerely yours,
Your life insurance policy
PROTECTING YOU AND YOUR FAMILY
Term Life 10,15,20, 30 Year
Is term life insurance right for you?
Term life is an affordable way to help protect the home and life you built for your family. It provides:
- Peace of Mind
- Affordable Premiums
- Help paying off your mortgage
- Did you know some policies will pay while you are living?
Whole Life Coverages
Whole life insurance guarantees payment of a death benefit to beneficiaries in exchange for level, regularly-due premium payments. It provides:
- For ages 0-89
- Face amounts from $2000-$5,000,000
- Accelerated Death Benefit for Terminal Illness
- Optional: Accidental Death Benefit Rider
- Price remains the same to age 120
Accident Insurance
Helping you pay medical and other costs if you have an accident, this policy gives you the flexibility to choose the benefit level that fits your needs and your budget.
- Benefits for a range of accidental injuries, treatments and related costs. Such as second and third degree burns, skin grafts, coma, concussion, dislocation, emergency dental work, eye injury, hospital services to name just a few.
- Coverage for you, your spouse and/or family
- Issue age: 18-74
- Guaranteed renewable to age 80
- Riders for added flexibility (for an extra premium)
Flexible Choice Cancer and Heart Attack/Stroke Insurance
Cancer doesn’t care about race, gender, age or family history. Cancer, a heart attack or stroke can happen at any time.
What Our Base Policy offers:
- Flexible lump-sum benefits from $5,000-$75,000 to use any way you like
- Cash payment can be paid directly to you or to anyone you choose
- Coverage for you, your spouse and/or your family issue ages from 18-99
- Guaranteed renewable for life not affected by any other insurance you may have
- Riders for added flexibility
- Rate will never increase!
A Children’s Whole Life Policy
If all parents would do this for each child! Do the math. See how it sets up generational wealth to the family. We would all like to be paying these small premiums when we are seniors.
Helps protect a child’s future insurability with a simplified coverage that’s easy to apply for. This policy has no medical underwriting and limited health questions. Build a cash value that will never decrease.
Check out our affordable monthly rates for Children’s Whole Life Insurance:
| Ages | $10,000 | $20,000 | $30,000 | $40,000 | $50,000 |
|---|---|---|---|---|---|
| 0-4 | $4.61 | $8.22 | $11.83 | $15.43 | $19.04 |
| 5-9 | $5.43 | $9.87 | $14.30 | $18.73 | $23.17 |
| 10-14 | $6.15 | $11.30 | $16.45 | $21.60 | $26.75 |
| 15-17 | $7.75 | $14.50 | $21.25 | $28.00 | $34.75 |
Fixed Indexed Annuities
Protect and Grow Your Retirement Nest Egg
Annuities feature a variety of interest crediting strategies that are designed to grow your money and protect you even when the market has a downturn.
A fixed indexed annuity may be the right fit for you if you want: Guarantees with the ability to choose a certain fixed rate of interest, Growth Potential, a Premium Bonus, Protection from a downturn in the market, Tax Deferred Interest, Regular Stream of Income at maturity date, and a Death Benefit.